Floral/Cut Flowers

What are the Benefits of Invoice Factoring and Receivable Financing For The Floral Industry?

What is Needed to Get Started with No Credit Risk Invoice Factoring?

Use our fast, safe and secure online funding application, Contact Form or call us at 888-400-5931.

What Floral Entrepreneurs Do When They Need Fast and Affordable Financing?

Even if they have superior products and a good distribution platform, it is often extremely challenging for producers/importers to consistently finance monthly operations since working capital is tied up in accounts receivables and inventory, and payment schedules of distributors lag the expense schedules of producers.

For over 25 years Paragon Financial has been financing the needs of the Importers, Jobbers, Farmers, and Growers, Distributors of cut flower and floral industries. Paragon understands the peaks and valleys of your flower industry. We want to help you with your working capital needs.

Waiting 30-60+ days for payment of an invoice ties up your working capital. By receiving payment immediately upon invoicing, through our factoring program, you will have the money to meet payroll, grow your company, and pay suppliers. We’ll wait for your customer to pay.

Factoring means Paragon advances you up to 90% of the invoice with no credit risk funding

You receive this amount immediately and you receive the outstanding balance when your clients settle in full.

Here’s how invoice factoring works in three simple, easy steps:

1. Your floral company provides goods or services to creditworthy customers and then invoices them with a copy sent to Paragon.
2. Paragon will fund your business with an immediate payment of up to 80% of the received amount and will provide Credit Protection.
3. Customers make payment directly to Paragon according to the terms of the invoice, and Paragon returns the balance of the paid invoice to you minus a fee.

Receive The Capital You Need with No Credit Risk, Affordable, and Fast Funding

Money When Your Business Needs It Most!™