Beer, Wine and Spirits

Beer, Wine, and Spirits Financing through Invoice Factoring, PO Funding, and Accounts Receivable Financing

  • We Understand state and federal laws and the nuances of Beer, Wine and Spirits Industry
  • Beer Wine Spirit Financing Expertise for 24 years
  • Get up to 90% of your invoice advanced
  • We Offer Credit Protection
  • Increase Your Working Capital
  • We Work with Clients who have IRS Tax Issues & Client Concentration
  • Accounts Receivable Management
  • Import Financing & Non-Recourse Receivables Financing

Beer, Wine and Spirit Financing

With bulk beer, wine, and spirits financing, entrepreneurs have a difficult time obtaining business loans for their working capital needs. Even if they have superior products and a good distribution platform, it is often very difficult for producers/importers to fund monthly operations since working capital is tied up in accounts receivables and inventory, and payment schedules of distributors lag the expense schedules of producers.

For over 24 years Paragon Financial has been helping with the working capital needs of the beer, wine, and spirits industry financing. Paragon understands the ins and outs of your industry.  We want to help you with your working capital needs. We promptly offer beer, wine, and spirits entrepreneurs a steady stream of cash through the invoice factoring of their account receivables.  Waiting 30-60+ days for payment of an invoice ties up your working capital. By receiving payment immediately upon invoicing, through our factoring program, you will have the money to meet payroll, grow your company, and pay suppliers. We’ll wait for your customer to pay. In the simplest terms, factoring means Paragon advances you up to 90% of the invoice amount immediately and provides the remaining balance when your clients settle in full.

How invoice factoring works in three simple, easy steps:

  1. Your alcoholic beverage company provides goods or services to creditworthy customers and then invoices them with a copy sent to Paragon.
  2. Paragon will fund your business with an immediate payment of 70%-90% of the received amount.
  3. Customers make payment directly to Paragon according to the terms of the invoice, and Paragon returns the balance of the paid invoice to you minus a fee.

How Does Factoring Work for Beer, Wine, and Spirits Company?

  • Improve Cash Flow Without Additional Debt
  • Client Credit Services
  • Control Your Accounts Receivable
  • Flexibility with Import Financing, too
  • We work with the non-bankable
  • Available Cash Lets You Win More Business And Get Discounts From Suppliers
  • We can work with companies that have IRS tax liens and other issues
  • We can handle client concentration. Most lenders cannot.


Paragon is a proud associate member of the Wine & Spirits Wholesalers of America (WSWA) and one of the few specialty wines and spirit finance company members.

Get fast funding for your beer, wine, and spirits company today!

Apply Securely, call 888-400-5931 ext 1 or email us.

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