South Dakota

Invoice Factoring and Accounts Receivable Financing for Your South Dakota Business

Powering South Dakota Businesses Since 1994

Are outstanding accounts receivable compromising your ability to run your company? Have cash flow problems prevented you from paying your suppliers or payroll? Have you wondered if your growing South Dakota business would take off if you could only get paid for your completed work in a timely manner?   With Paragon Financial you get immediate cash for your business.

We service a large variety of South Dakota companies types including oil, gas and energy, agriculture and tourism-based industries.

Let Paragon Serve As Your Cash Flow Machine

Get up to 90% of your receivables right now, and the rest when your clients make their final payment. Once your business completes product delivery or finishes work, you can submit those invoices for factoring. In as little as two to three days, Paragon can start providing you with the factoring services you need to grow your South Dakota business. Approval is based on your client’s ability to make payment, not the credit of your business. Paragon doesn’t require any long-term contracts. For a small fee, we provide capital to you with no delays or collection hassles.

The Paragon Factor Gives You The Power To Make Things Happen Now

We Improve Your Cash Flow Without Increasing Your Debt

Factoring is not a loan, so you’re not incurring any debt. We don’t ask for any equity stake in your company. You receive your money immediately upon completion of work. You maintain full control of your business.

Client Credit Services

If you need us, Paragon can act as your in-house credit department at no charge. Check up on new clients before starting a business with them. Paragon can give you their complete payment and credit history so you can avoid problems.

Accounts Receivable Management

Our online reports provide you with up to the minute reports on your account. Printing out reports for your accounts is a mouse click away.

Paragon is not a collection agency, but we do have an experienced team of callers that can put in friendly reminders to past due accounts. After consultation with you, Paragon can remind clients of their obligations.

Extensive Coverage

Wherever in South Dakota, your business is located, Sioux Falls to Rapid City, Aberdeen to Watertown, Paragon is available to service all your invoice factoring needs.


Here at Paragon, we allow you to use factoring when and if it is favorable for you and your company. With Paragon, you choose the accounts that you want to factor and, unlike other companies, we do not require you factor the entire account. You get the flexibility to factor what you want, when you want, if and when it’s advantageous for you.

Acquire More Business – Get Discounts From Your Suppliers

Factoring gives you the capital to pursue bigger contracts and clients. Paragon gives you the ability to expand your South Dakota business. When funds are available, you can pay your suppliers quickly. Sometimes getting as little as a 2% quick pay discount from vendors can absorb most of the cost of factoring.

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