Invoice Factoring Calculator
Our AR financing calculator or invoice factoring cost calculator shows how non-recourse invoice financing & PO Funding from Paragon can unlock the working capital trapped in your unpaid invoices.
The calculator also shows how your NEVER paid invoices (bad debt) due to client bankruptcy or insolvency can become a thing of the past with our factoring company’s non-recourse funding.
Our financing rate and number cruncher calculates estimated accounts receivable factoring fees and allows you to compare the cost of lenders who offer fewer services and the killer high rates of a MCA loan (See MCA APR's here). See how you can survive, prosper, and grow your business faster with Paragon’s Receivable Financing & PO Funding.
E-mail the calculated results to compare traditional bank business loans rates, SBA loan rates, MCA lenders fees, and other financing companies to Paragon Financial’s safe and secure non-recourse factoring rates.
Your Estimated B2B & B2G Sales per Month
Your Current Total Accounts Receivable (What your Customers Owe you)
Average Invoice Amount
Advance Rate for Factored Invoices
Factoring Fee (Includes Credit Protection & AR Management)
Unpaid Invoices the Last 5 years (No Bad Debt with Paragon's Credit Protection against Client's Bankruptcy or Insolvency!)
DSO (Days Sales Outstanding=How long Customers take to pay you)
Financing Calculator Results
- Working Capital Unlocked
- No More Bad Debt
- Monthly Estimated Factoring, AR Mgmt & Credit Protection Fee
- Your Life is Better by
Get Safe, Low-Cost Factoring.
What is Invoice Factoring?
Invoice Factoring is a financial transaction and a type of debtor finance in which a business sells its accounts receivable (invoices) to a third party (called a factor) at a discount. A business will sometimes factor its receivable assets to meet its present and immediate cash needs. It might also factor their invoices to mitigate credit risk. Factoring is commonly referred to as accounts receivable factoring, invoice factoring and sometimes erroneously accounts receivable financing. Accounts receivable financing is a term more accurately used to describe a form of asset-based lending (ABL) using a company’s accounts receivable as collateral. For more factoring definitions visit our AR Finance & Factoring Glossary.
What Are the Benefits of Invoice Factoring?
- Cash in your hands in as little as 24 hours
- Up to 90% advanced on Your Invoices
- Free Credit Dept with Unlimited Credit Reports!
- Same Day Payroll Funding
- IRS Tax issues/liens are a non-factor
- 23 years servicing ALL Industries
- Credit protection against bankruptcy through Paragon’s Non Recourse Factoring
Who is Invoice Factoring for?
- Startups, Turndowns, Bank Exiting or underperforming Banking Relationships
- Personal Credit of Owner is not an issue; we look at your customer’s ability to pay
- Businesses looking for Competitive Finance Rates
- Fast Growing Companies with sales of $25,000-$3,000,000 per month
- Paragon can move Quickly on New Client or High Growth Client Approvals