The Sad & Expensive Truth about Merchant Cash Advance (MCA) Loan Rates

1.3 rate factor? Notarized COJ? What do these terms even mean? And more importantly, what is the real cost to you of a Merchant Cash Advance or MCA Business Loan? MCA loans are seen as bad credit business loans and are typically 4 to 10 times more expensive than Invoice Factoring with none of the protection. The MCA ACH Loan Rule of Thumb says, whatever the MCA Rate Factor dollar amount is over the payback period, your net profit should be more. If not, at the end of that period you will be that much closer to bankruptcy. For example, […]

Read More...


What is Merchant Cash Advance Consolidation?

Is a Merchant Cash Advance Consolidation the Answer to Your Business Cash Flow Issues? It starts with a small merchant cash advance, which leads to another and then another, until before you realize it, all of your business credit card sales are going towards paying off these debts. This practice of stacking merchant cash advance loans – or ACH – can quickly put your business into a downward spiral. One solution to help you get out of this cycle of business debt is with a merchant cash advance consolidation. What is a Merchant Cash Advance? A business in need of […]

Read More...


  • Get the Cash You Need Today

    Just fill out this quick & easy form!

  • This field is for validation purposes and should be left unchanged.
  • Quick Contact Form
  • This field is for validation purposes and should be left unchanged.
Live Chat Now

Back to Top

Get Started Immediately